We believe that good financial advice comes from independent advice. We provide our clients with tangible strategies that are tailored to their unique needs. Our clients are free to choose any or all of our services, with no hidden requirements.
An essential part of financial planning, insurance can help replace income that would be lost upon your death or disability. It can also help ensure that dependents are not burdened with significant debt, affording them financial means in a difficult time.
Life insurance offers a way to provide for your family after your death. Although choosing life insurance can be a daunting task, selecting the right policy can be critical to your family’s financial well-being.
While there are many different kinds of life insurance, we will carefully walk you through the process of choosing an appropriate policy for you and your family.
Similar to life insurance, disability insurance provides a steady stream of income for you and your loved ones in the event of your temporary or permanent disability.
The risk of a serious accident seems distant until we experience it firsthand. We will help you consider these risks to determine if such a policy is appropriate for you.
Long Term Care Insurance
With the ever-rising costs of personal health care, Long Term Care insurance guards your assets from service costs that might not be covered by health insurance or Medicare, such as assisted living or hospice care.
Long Term Care insurance is not necessarily appropriate for everyone, but we will happily assist you in exploring this risk management option.
Annuities and Estate Planning Services
As part of our Financial Planning process, we help you consider ways to protect your estate and leave your mark on the family, friends, and organizations that mean most to you.
We have many tools to pursue these goals, and will happily work with your attorney and accountant to create thoughtful, efficient ways to manage your estate after your death.