Our Services

The strength of independence.

We believe that good financial advice comes from independent advice. We provide our clients with tangible strategies that are tailored to their unique needs. Our clients are free to choose any or all of our services, with no hidden requirements.

  • Professional Investment Management
  • Independent Financial Planning
  • Risk Management
  • Professional investment management.

    Wealth is neither created overnight nor preserved by accident. We manage each of our client's assets with their specific goals and situation in mind. Our asset management approach, developed and refined for nearly three decades, utilizes asset allocation as its primary portfolio strategy.

    Asset Allocation

    By spreading your investments across different kinds of stocks, bonds, and cash equivalents, your portfolio is able to participate in a variety of market sectors while seeking to reduce overall risk. While no single investment approach can guarantee success, asset allocation can temper the ups and downs of the market and enhance portfolio returns.

    A thorough portfolio strategy is one that seeks to protect from the twin threats of inflation and taxes in addition to investment loss. Our allocation strategy works to combat these constant enemies that weigh down on the growth of your portfolio.

    Our diversification strategy utilizes portfolio managers in addition to robust research and comprehensive investment tools. This allows us to carefully allocate your assets, monitor them regularly and make changes accordingly.

    Private wealth management services

    Ideal for the investor interested in premium services, but not interested in paying a commission, we offer custom-made, actively managed, diversified portfolios.

    Unlike some other advisory programs, we offer access to thousands of funds and to unique share classes. Stocks and bonds are purchased with little or no transaction fees.

    Because we are independent of investment banks and insurance companies, we have the freedom to offer our clients the investment choices guided first by their personal needs and suitability. We strive to minimize opportunity for conflicts of interest by engaging out clients in an advisory relationship and maintaining their best interest as our primary focus.

    We are currently accepting asset management clients with $250,000 or greater portfolios. We offer fee reductions for accounts at $1 million, $5 million, and $10 million levels.

    Our typical management fee is approximately 1.0% of assets.

    Securities offered through LPL Financial, Member FINRA/ SIPC. Advisory services offered through Boone Wealth Advisors, a registered investment advisor and separate entity.

    Independent information: What you should know about investment management

    What Every Investor Should Know - Choosing a Financial Adviser

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    Managing Your Adviser Relationship

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  • Independent financial planning.

    Independent advice from an on-staff CERTIFIED FINANCIAL PLANNER™ professional regarding your Retirement, Estate Planning, Tax planning, Investments, College and Insurance planning. Specialties include: Stock Options, Early Retirement, Portfolio Risk and Performance Analysis.

    What a CERTIFIED FINANCIAL PLANNER™ can do for you.

    Draw up a complete financial statement and help set goals

    Before a trek or expedition, an expert nature guide begins by evaluating who he will be leading into the wilderness, including their strengths, goals, abilities, and points of concern. Similarly, a CERTIFIED FINANCIAL PLANNER™ performs a comprehensive financial analysis specific to you. Specialized training and experience enable the analyst to ask all the right questions to help you define and outline your personal goals.

    Analyze relevant aspects of your current financial picture

    A CERTIFIED FINANCIAL PLANNER™ understands that your financial situation has many moving parts (assets, income, insurance, taxes, business interests, wills, etc.). They are trained to hold your objectives and lend scrutiny and analysis of your finances in view of your making those objectives attainable.

    Identify weaknesses and recommend improvements

    The CERTIFIED FINANCIAL PLANNER™ practitioner's objective is to design a strategy which will weather any perceived or potential weaknesses in your financial outlook, and provide specific recommendations to help you pursue your financial objectives in a more streamlined and effective way.

    Coordinate and implement your plan

    Any financial plan, no matter how impressive or well-designed, is worthless unless it is implemented. A good CERTIFIED FINANCIAL PLANNER™ practitioner ensures that all the elements of your action item checklist are set into motion, that the work of specialists - such as your attorney or accountant - are coordinated on your behalf, and that the desired effects of the plan are realized.

    Comprehensive financial planning generally begins at $1,000, with more complex cases starting at $2,500. The fee covers one year of new scenarios, clarifications and updates.

    How to select a financial planner.

    10 Questions to Ask your Financial Planner

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    CFP Board - Consumer Guide to Financial Planning

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  • Risk management solutions.

    An essential part of financial planning, insurance can help replace income that would be lost upon your death or disability. It can also help ensure that dependents are not burdened with significant debt, affording them financial means in a difficult time.

    Risk Management

    Life Insurance

    Life insurance offers a way to provide for your family after your death. Although choosing life insurance can be a daunting task, selecting the right policy can be critical to your family’s financial well-being.

    While there are many different kinds of life insurance, we will carefully walk you through the process of choosing an appropriate policy for you and your family.

    Disability Insurance

    Similar to life insurance, disability insurance provides a steady stream of income for you and your loved ones in the event of your temporary or permanent disability.

    The risk of a serious accident seems distant until we experience it firsthand. We will help you consider these risks to determine if such a policy is appropriate for you.

    Long Term Care Insurance

    With the ever-rising costs of personal health care, Long Term Care insurance guards your assets from service costs that might not be covered by health insurance or Medicare, such as assisted living or hospice care.

    Long Term Care insurance is not necessarily appropriate for everyone, but we will happily assist you in exploring this risk management option.

    Retirement Risk

    Annuities and Estate Planning Services

    As part of our Financial Planning process, we help you consider ways to protect your estate and leave your mark on the family, friends, and organizations that mean most to you.

    We have many tools to pursue these goals, and will happily work with your attorney and accountant to create thoughtful, efficient ways to manage your estate after your death.